Kamu & Kenangan

Seusai itu Senja jadi sendu Awanpun mengabu Kepergianmu menyisakan duka Dalam hidupku Ku memintal rindu Menyesali waktu Mengapa dahulu Tak ku ucapkan aku mencintaimu Sejuta kali dalam sehari Walau masih bisa senyum Namun tak selepas dulu Kini aku kesepian Kamu dan segala kenangan Menyatu dalam waktu yang berjalan Dan aku kini sendirian Menatap dirimu hanya bayangan Tak ada yang lebih pedih Daripada kehilangan dirimu Cintaku tak mungkin beralih Sampai mati hanya cinta padamu Ku mencintaimu Kamu dan kenangan

Plaster Dinding...DIY

 

Kalau nak ratakan follow step ni. Basic je :

1. Tarik benang dari kiri ke kanan (hujung sampai hujung. Pastikan jarak benang atas & bawah dalam 1 meter).

2. Letak level peg. Tepek simen tu sampai kena benang supaya rata.

3. Bila level peg dah kering, boleh start plaster ikut tebal level peg.(pakai pasir halus ya)

4. Ratakan guna kayu panjang.(biasa pakai untuk plaster)

5. Dah siap plaster ikut level peg. Mostly dah nampak rata dah..

6. Bila permukaan start dah nak kering, gosok dengan span lembab.. sponge trowel... 

Pakai benang.

Langkah 1.

Tepi dinding kiri dan kanan tarik benang secara vertikal.

Gunakan paku batu.

Jarak benang dari dinding sekurang-kurangnya 20mm. Ini    bagi tujuan ketebalan plaster dinding. Timbang tegak benang guna spirit level.

Langkah ke 2. Tarik benang di dinding di bahagian paling bawah, tengah dan atas secara horizontol. Benang ini perlu menyentuh (tanpa menekan benang vertikal) benang dilangkah 1.

Kemudian plaster dengan tebal simen ikut benang yg dipasang.

Peringkat ini cuma perlu plaster lebih kurang 4 inci lebar sahaja mengikut laluan benang.

Langkah 3.

Buka benang2 tadi dan plaster ikut simen yang dah di plaster di langkah 2.

Selamat mencuba.

Nota : lebih banyak benang lebih baik.

Kena ratakan masa kasar, (pasir halus) plastar kasar sampai betul2 cun, pakai kayu panjang yg lurus, aluminum plaster. repair sebaik mungkin sampai puas hati pakai span basah. sampai betul Rata. tunggu kering, baru plaster simen dgn kapur layan je. Kena sabar kerja ni, klu satu tak Rata, memang tak Rata abis. nak repair Kena buat dua lapisan balik klu nak repair, kasar bagi Rata, baru pelicin. mase simen dgn pasir boleh dibentuk, klu dah simen saje tak jadi bentuk.

https://m.facebook.com/story.php?story_fbid=1227966947401975&id=213738372158176 

Personaliti Orang dibawah Zodiak ARIES

Have you ever wondered what is it that makes Aries tick?

Those of us that are born under the Aries sign can sometimes get a bad reputation for being brash and starting conflict… but the truth is there’s a whole lot more to the Aries sign than just being confrontational all the time.

So to give you a better sense of what it really means to be born under the sign of the ram lets dive into the Aries personality by revealing 21 of the most common traits and characteristics that are found in people born under this sign.

 1. Aries is a natural born leader that knows how to take charge.

The Aries possesses strong leadership traits and they know how to take charge of a situation and lead a team to victory.

They thrive in positions of power and are often respected by many being such a BOSS.

 2. Aries can be downright fearless in the face of danger.

Aries are no wimps. They’re incredibly strong, ultra resilient and one of the bravest signs in all of the zodiac.

When shit gets real they don’t buckle under pressure or run away. They rise to the challenge and tackle things head on.

 3. Aries are hard to predict and forever being spontaneous.

Aries have a way of constantly keeping people on their toes with their unpredictable and spontaneous side.

Having them around ensures that things will never get too boring or stale because they’ll always be finding new ways to to mix things up.

 4. Aries has a fiercely rebellious streak and they like to do things their way.

Aries are extremely independent creatures with a fiercely rebellious streak that doesn’t like to be told what to do.

They prefer to do things their way rather than blindly following the rest of the pack.

 5. Aries are straight-forward and they have zero time for BS.

The Aries is extremely honest and direct with people. You’ll always know where you stand with them and they wont go badmouthing you behind your back.

Furthermore they can usually sniff out BS and dishonesty a mile away… when people try to feed them lies they will give them a serious reality check.

 6. Aries are loyal til the end.

When an Aries gives you their loyalty you can be sure that they will have your back no matter what.

They’re the types of people that will stay by your site even when things get messy willing to ‘ride or die’ with you til the end.

 7. Aries are opinionated as hell and they make sure their voice is heard.

The Aries is full of opinions and they’re not afraid to make them known either.

They tend to be extremely vocal and outspoken and they refuse to be intimidated into silence by others.

 8. Aries can be the sweetest person in the world… or your worst nightmare.

The Aries generally doesn’t start conflict or arguments and if you treat them well they will show you nothing but respect in return.

However if you betray or back-stab them they can be quick to change their tune and they wont hesitate to give you a dose of your own medicine.

 9. Aries is ultra competitive and wont give up without one hell of a fight.

Aries are well known for their competitive characteristics and for good reason too. They are fierce opponents who have a ‘never back down’ type of attitude that few can match.

If you’re thinking about challenging them then you better bring your A-game because they wont be taken down easily.

 10. Aries has a sensitive heart… don’t play games with it.

Aries may be a strong creature but they can be quite sensitive when it comes to matters of the heart.

When their heart is broken they can be overcome by every emotion from sadness to rage and they can take a long time before they are able to fully ‘move on’ from a relationship.

 11. Aries can be impatient and they don’t like to be kept waiting.

Aries can be incredibly impatient sometimes and they get frustrated when they feel like others are constantly slowing them down.

They have a restless personality and are always on the go. If you can’t keep up with them they will find someone who can.

 12. Aries are a BLAST to hang out with.

Many love to hang out with the Aries simply because they are so much damn fun to be around.

Thanks to their energetic and enthusiastic nature they are able to turn even the most boring of events into an absolute riot.

 13. Aries hates dull and repetitive routines.

The restless characteristics of Aries mean that they can have an extremely hard time coping with dull, repetitive and ‘soul-destroying’ tasks.

They can’t stand to do the same thing every single day and are always careful about falling into too much of a routine.

 14. Aries can be short-tempered and they aren’t exactly good at hiding their anger.

When an Aries is Angry basically everyone around them will know about it. They are not very good at hiding their frustration and can explode out of nowhere turning into a ranting, raving maniac.

On the positive side however they tend to get over it just as quickly and never stay angry for too long.

 15. Aries is extremely driven and they have their eye on success.

Aries has got big plans and they’ve got the HUSTLE to back it up too.

They are ‘go-getters’ who don’t just sit around all day waiting for opportunity to knock on their door. They go out and make their own luck.

For an Aries it’s ‘go hard or go home’ and when they set their sights on something they don’t allow anything to get in their way.

 16. Aries isn’t afraid to take bold chances.

Aries plays to win and they’re not of afraid to take risks in life to get themselves to the top of the pack.

In situations where other signs would crumble with fear and opt to take the ‘safe route’ the Aries has nerves of steel and is willing to boldly risk it all.

 17. Aries focuses on the good and doesn’t dwell on their losses.

The Aries has no time for dwelling on their losses and mistakes. They know that sometimes shit just happens and that no amount of worrying about it is going to change that.

Instead they choose to celebrate their wins and focus on their goals and aspirations.

18. Aries gets frustrated by naysayers and constant negativity.

Aries gets frustrated when they have to deal with overly negative people who do nothing but criticize and poke holes in every single idea that they have.

They prefer to surround themselves with positive people that take a ‘can do’ approach to life and they’ll distance themselves from people who constantly try to bring them down.

19. Aries inspires those around them.

The sheer drive and optimism of the Aries is often huge source of inspiration and motivation for those around them.

Their ambition is contagious and they inspire their friends to push for more than just mediocrity out of life.

20. Aries are very ‘all or nothing’ when it comes to love.

When an Aries does fall in love they tend to fall HARD. They’re very ‘all or nothing’ type of people and when it comes to relationships they make no exception.

They’re extremely devoted and loyal lovers whose who bring an intensity to love that just makes things exciting.

21. Aries can be extremely generous and thoughtful.

Aries might be well known for some of their more brash traits and characteristics but what many don’t realize is they also have an extremely thoughtful and generous side too.

When it comes to their loved ones they would give them just about anything if it would help to make them happy!

 

Credit: https://zodiacfire.com/aries-personality/  

 

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Represented by the Ram, Aries is determined, and often downright stubborn nature. They set themselves challenging goals, and are always looking for ways to improve themselves.

When they say they are going to do something, it gets done, no matter what obstacles they need to push through. Those born under this sign are hardworking and perseverant.

One of the Cardinal signs, Aries are natural leaders and tend to be control freaks. They also put their own needs and goals above those of others. They can often be oblivious to the needs of those around them.

Ruled by the planet Mars, the god of war, Aries is not afraid to fight for what they want. They also have a hot temper that characterizes many of the Fire signs.

Strengths: Determined; Self-Assured; Energetic

Weaknesses: Self-Centred; Overly Competitive; Quick Tempered

Aries is charismatic and controlling, which means that they generally take the lead in relationships. They are open and honest with their feelings but aren’t so good at reading others.

Aries is highly compatible with Leo or Libra.

 

 

 

 

 

Forex Online Trading, Hujah saya & Hukumnya dari agama saya.

 

***Khas untuk yang beragama Islam

Kepada keluarga, kawan2 saya yang pm saya mengenai Forex Online Trading ni, setelah 2 tahun berkhidmat, saya berhenti kerja dari syarikat itu pada September 2020. Usahlah pm tepi lagi. Yang bertanya kenapa, saya tak larat nak jawab satu persatu, maka bacalah Post ni

Saya berhenti kerja kerana ia bercanggah dengan ajaran agama saya, bukan kerana budaya kerjanya. (Best sebenarnya kerja di situ, tapi itulah…). Hujahnya:

· Cara Broker Operasi adalah pertaruhan(Judi)

· Product ditawarkan adalah tidak patuh Syariah

Ulasanya

1. Operasi Broker Forex Online Trading adalah Pertaruhan (Judi)

Cara operasi secara mudahnya:

i. Semua deposit client

ii. Duit itu dimasukan dalam poket / pool Broker

iii. Client masuk order (Buy/Sell) > order masuk dalam platform broker (MT4/MT5…etc)

iv. Order tidak hantar ke market sebenar, duit kekal berada dalam pool, tetapi pergerakan “harga sebenar” market itu ditunjukan pada MT4/MT5 masing2 (client), hanya sekadar wayang gambar

v. Yang mana client loss, duit itu akan “stay” di dalam poket / pool broker, manakala client yang tutup posisi dan untung, duit daripada poket / pool broker akan bayar kepada client yang untung

Duit daripada “poket/pool” ini juga digunakan untuk tanggung kos operasi Broker, cth: bayar komisen IB. Trader yang rugi lagi banyak dari yang untung sehingggakan boleh kaut jutaan USD dalam masa beberapa / saat / minit / jam / hari/ minggu /bulan / tahun. Modus operandi ini seakan dengan cara Casino & Kedai Nombor Ekor beroperasi.

Ini tidak jauh dengan makna pertaruhan (Qimar), seperti ditakrif oleh Imam Al-Jurjani: “Setiap permainan yang mensyaratkan peserta yang kalah memberikan sesuatu (seperti duit) kepada peserta yang menang” (Rujuk al-Ta’rifat, ms 179)

Syeikh Ali al-Sabuni menyebut, judi adalah setiap permainan yang memberikan keuntungan bagi satu pihak dan kerugian bagi pihak yang lain. (Lihat Rawa'i al-Bayan fi Tafsir Ayat al-ahkam min al-Quran, 1/279)

Kegiatan seperti ini jelas dilarang oleh Islam, seperti dinyatakan di dalam Al-Quran, Allah SWT berfirman:

“Mereka bertanya kepadamu (wahai Muhammad) mengenai arak dan judi. Katakanlah: “Pada keduanya ada dosa besar dan ada pula beberapa manfaat bagi manusia tetapi dosa keduanya lebih besar dari manfaatnya” (Surah Al-Baqarah,2.219)

Tambahan pula tiada penjelasan yang konkrit diberikan tentang sejauh mana ketulusan transaksi.

2.Produk ditawarkan hanya CFD (tidak patuh syariah)

Contract for Difference (CFD). Ia adalah kontrak derivative, iaitu ambil nilai dari asset dasar untuk mendapat posisi dalam sesuatu asset TANPA MEMILIKI ASSET tersebut. Tiada asset/produk yang dagangkankan, hanya bermain dengan pergerakan harga. Ia tidak hanya kepada bahagian CFD yang broker maklumkan kepada anda sahaja, malahan ini termasuk semua instrument, FOREX pair, komoditi (Oil,soya…etc), Metals (Gold, Silver..etc), Indices, Crypto & mana mana instrument yang institusi kewangan/ broker B book / “Hybrid”/ tawarkan trade tanpa pemilikan asset tersebut.

Contoh:

Trader A beli (long) EURUSD 0.5 lot, dengan matlamat akan harga akan naik 50 pip, selepas itu tutup posisi dengan keuntungan.

Adakah trader A memiliki EUR? Tidak. Broker beri EUR kepada Trader A? Pun tidak. Hanya nilai tukaran ditukar kepada nilai tukaran. Apa yang berlaku adalah Trader A telah “dagangkan” sesuatu yang dia tidak ada. Hadis Nabi SAW: “Jangan jual sesuatu yang tiada padamu” (Riwayat Abu Daud 3503, al-Nasaie ,4613, al-Tirmidzi,1232 dan Ibnu Majah, 2187. Al-Albani mengatakan hadis ini sahih).

Ia juga bercanggah dengan hukum jual beli matawang dalam Islam iaitu Bai’ Al Sarf : Majlis Penasihat Syariah (MPS) pada mesyuarat ke-168 tarikh 28 Jun 2016 dan mesyuarat ke-179 bertarikh 22 Ogos 2017 telah memutuskan bahawa majlis akad Bai’ al-Sarf merujuk kepada sesuatu tempoh masa berlakunya pementraian kontrak pertukaran matawang bermula dengan penawaran(ijab) dan diiringi dengan penerimaan(qabul) serta diakhiri dengan perpisahan (disengagement) pihak-pihak berkontrak secara fizikal atau konstruktif, atau pelepasan hak untuk membatalkan kontrak(takhayur). Menurut Syariah, serah terima matawang dalam Bai' al- Sarf mestilah belaku semasa majlis(lani) kecuali kekangan operasi atau factor gangguan luar jangkaan.

Transaksi yang dilakukan oleh Trader A bukan lani(spot) kerana dana beliau “floating” sehingga beliau tutup posisi, baharu transaksi Trader A lengkap. Telah berlaku Riba An-Nasa atau juga disebut sebagai Riba an Nasiah (jual beli / pertukaran 2 barangan ribawi sama jenis dan pertukaran tersebut dibuat secara tangguh, tidak sempurna dalam satu masa) (Riba ada beberapa jenis...bukan “bunga” sahaja) dalam transaksi ini.

**Tidak kira teknik technical analysis apa anda lakukan, kajian fundamental analysis anda 100% tepat & Money Management terpaling mantap dalam alam semesta, ia tetap HARAM kerana tiada dagangan CFD yang halal setakat ini.

**Jika benar ada Broker jenis “Hybrid”, contoh 50% adalah A book + 50% adalah B book, ia bukan jadi auto 100% halal (sebahagian sup sayur di campurkan dengan sebahagian sup khinzir tak jadi 100% halal)

**Majikan/pekerja beragama Islam tidak semestinya ia jadi patuh Syariah

Soalan selelalunya “dibahas” Trader Muslim mengenai Forex Online Trading:

1.Ada Ustaz kata halal

= Adakah ustaz itu di dalam bidang kewangan Islam? Perlu rujuk kepada ahlinya untuk mencari jawapan, dan jika berhujah mengenai ketetapan yang diwahyukan kepada Rasulullah SAW yang terdiri daripada Al-Quran dan Sunnah (Syariah), perlu ada rujukan ayat Al-Quran atau Hadis, atau kata itjmak ulama di dalam bidangnya yang membahaskan. Pendapat seseorang yang bukan ahli kewangan Islam, hujahnya tiada rujukan tidak boleh diguna pakai kerana hujahnya hanya berdasarkan pendapatnya tanpa kajian. Seperti jika anda sakit, pergi jumpa doctor kerana doktor yang belajar, mengkaji, dan mengamalkan perubatan, bukan Pomen jiran sebelah kerana Pomen itu belajar & amalkan bidang automotive. Begitu juga dengan bidang kewangan Islam.

2. Ada orang kaya-raya,siap pergi haji hasil dari profit, pakai serban, sentiasa post islamik , bercakap mesti keluar ayat hadis,kalau Haram, mesti Tuhan tidak kurniakan nikmat sebegitu.

=Apa yang haram, tetap haram. Walaupun penghafaz Al-Quran atau Imam tidak lari daripada melakukan dosa. Carilah jawapan dengan menuntut ilmu. Jika lebai teguk todi, kita pun boleh minum ke? Mestilah tidak. Kesenangan tidak bermakna benar, Tuhan uji hambanya di dalam keadaan SENANG dan SUSAH. Gunakan nikmat kehidupan sementara untuk berhenti lakukan perkara yang dimurkai Tuhan sebelum meninggal.

3. "Negara, bank-bank ni semua trade forex, haram sebab tak kena cukai, bila kene cukai auto halal!" – Trader Forex Tegar

= Negara memerlukan matawang asing untuk kegunaan seperti “Special Drawing Right” (SDR).

=Bank-bank menawarkan tukaran matawang kepada pelanggan dan mereka juga berurus niaga dengan negara luar. Maka mereka perlukan transaksi tukaran matawang asing.

**Bukan semata-mata ada signal buy/sell macam korang (macam saya juga dulu)

Kesimpulanya:

· Operasi Broker adalah perjudian(Haram)

· Produk dagangan adalah CFD (trade di tempat yang Haram, kene widen spread, Depo WD rate tinggi, PO tak trigger, deposit lambat, server hang tak boleh close position…berlapis2 korang kene ni)

· Haramnya bukan setakat di Leverage dan Swap sahaja.

*** Harap penjelasan ini menambah baik pemahaman kita. Kepada keluarga dan sahabat2 saya yang beragama Islam dan masih aktif bergelumang, kaji sebaiknya, berhenti menipu diri sendiri dan orang lain. Rezeki tuhan bagi, ajal tuhan janji, bukan duit. Sila kongsikan informasi kepada yang memerlukan. Saya menjemput untuk memperbetulkan kesalahan saya, hujah lah dengan fakta dan ilmiah, kerana saya mahu belajar.

Rujukan:

Boleh google sahaja mengenai Forex Online Trading dan Islam. Banyak kajian & perbahasan telah dilakukan. Cuma penyokong tegarnya sahaja yang asyik ulang hujah yang sama tanpa isi. Jika kajian & hujah kamu adalah benar, lontarkanlah kepada ahlinya untuk perbincangan, demi agama dan umat manusia.

https://bnmold.bnm.gov.my/index.php?tpl=2016_search_result&cx=009618718582741626374%3Aqt1v0lvdsbg&cof=FORID%3A11&q=BAI+AL+SARF

https://en.wikipedia.org/wiki/Special_drawing_rights#:~:text=Special%20drawing%20rights%20(SDRs)%20are,which%20they%20may%20be%20exchanged.

#forextrading #banknegaramalaysia #muamalat #forextrader #brokerforex #forexharam

Selawat Adnani

 Solla’alaikallah huya adnani

Ya musthofa ya saf watar rahmanni
Alhamdulillah hillazi atthoni
Hazzal hunamat thoyyibal ardhani
Hazzal hunamat thoyyibal ardhani

Solla’alaikallah huya adnani
Ya musthofa ya saf watar rahmanni
Alhamdulillah hillazi atthoni
Hazzal hunamat thoyyibal ardhani
Hazzal hunamat thoyyibal ardhani

Solla’alaikallah huya adnani
Ya musthofa ya saf watar rahmanni
Alhamdulillah hillazi atthoni
Hazzal hunamat thoyyibal ardhani
Hazzal hunamat thoyyibal ardhani

Solla’alaikallah huya adnani
Ya musthofa ya saf watar rahmanni
Alhamdulillah hillazi atthoni
Hazzal hunamat thoyyibal ardhani
Hazzal hunamat thoyyibal ardhani

Qad saa da fil mahdi alal zil mani
Muiz zuhu bilbaiyti zil arkhani
Hatta aro hubal lirul bunyani
Antallazi sunni kahfi qurranni
Antallazi sunni kahfi qurranni

Solla’alaikallah huya adnani
Ya musthofa ya saf watar rahmanni
Alhamdulillah hillazi atthoni
Hazzal hunamat thoyyibal ardhani
Hazzal hunamat thoyyibal ardhani

Ahmad dumathuhu alal jinani
Salla’ alaikallah hufill ahyani
Ahmad duhu fissil riwal burhani
Haqqal alal islam riwal imani
Haqqal alal islam riwal imani

Solla’alaikallah huya adnani
Ya musthofa ya saf watar rahmanni
Alhamdulillah hillazi atthoni
Hazzal hunamat thoyyibal ardhani
Hazzal hunamat thoyyibal ardhani