Link to Financial Planner CTLA
here
Module 1 | Why do people need to invest? |
Module 2 | Don't Rent your money, Invest for More! |
Module 3 | How to maximise your returns using EPF funds |
Module 4 | The Relationship between Unit Trusts and the Stock Market |
Module 5 | Dollar Cost Averaging |
Module 6 | Dividends and Unit Splits |
Module 7 | Child Education Planning |
Module 8 | Retirement Planning |
Module 9 | How to market financial products or services effectively |
Module 10 | Understanding Economic Indicators |
Module 11 | Understanding Basic Accounting |
Module 12 | Corporate Investments |
Module 13 | Investment Tracking and Review |
Module 14 | Business Planning |
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| Why do people need to invest? |
- The Effects of Inflation
- Major inflation factors affecting the individual investor
- The Power of Compounding
- The Effects of Inflation vs. Capital Erosion
- The Effects of Inflation vs. Capital Growth
- Simple vs Compounded Interest (illustrated)
- Compounded Value vs. Discounted Value (illustrated)
- Computation of Yield or Interest Rate (for Business, etc.)
- Power of Compounding (with lump sum annual investment)
- The Power of Compounding 3 - percentage growth, Rule of 72
- Types of Investment Products
- The Basics of Bonds
- Types of Risks in investing
- How to read the Prospectus
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| Don't Rent your money, Invest for More! |
- Comparisons of Different Returns for Different Investments
- The Risk-Return Relationship (different investments, different returns)
- The Risk-Return Relationship (different funds, different returns)
- The Risk-Return Relationship (similar risks, different returns)
- Rule of 72 illustrated by chart
- Regular Savings Plan (initial investment + monthly savings)
- Regular Savings Plan (20 years)
- Regular Savings (20 years) + Increase in Mthly Inv.
- Regular Savings Plan (Unit Trust vs. Savings Account)
- Regular Income Plan 1
- Regular Income Plan 2
- Asset Allocation (Live illustration of a simple portfolio)
- Asset Allocation 2 - Can you beat your own inflation?
- Asset Allocation 3- Maintaining your risk profile?
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| How to maximise your returns using EPF funds |
- How to calculate EPF Account 1, 2 and 3
- How to calculate EPF Account 2, 3 and Total
- How to calculate Account 1 from amount invested
- EPF Balance (when will you become a millionnaire?)
- Housing Account (Acc 2) can now be used for education.
- Housing Account (Acc 2) can now be used for PC
- KWSP Dividend History 1952 - 2004
- KWSP Investment Portfolio in 1999 and 2000
- KWSP Investment Portfolio in 2001
- KWSP Investment Portfolio in 2002
- Relationship between KWSP Dividends, KLCI & Unit Trusts
- Comparisons between EPF Dividends & FD Rates
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|
| The Relationship between Unit Trusts and the Stock Market |
- Why invest in Unit Trusts?
- What drive unit trust prices up or down?
- What is a Portfolio? Who decide on what to invest?
- When should an investor buy or sell?
- Market Timing- "Time In" or "Timing"
- Illustrating the Investment Concept of Unit Trust vs. KLCI
- Unit Trust Profit Calculation made simple
- % drop is not the same as % rise (multiple of 5%)
- % drop is not the same as % rise (multiple of 1%)
- Under what circumstances should you sell your investments?
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| Dollar Cost Averaging |
- Dollar Cost Averaging- Downtrend (Live Illustration)
- Dollar Cost Averaging- Down and Up (Live Illustration)
- Dollar Cost Averaging- Uptrend (Live Illustration)
- Dollar Cost Averaging- Uptrend (Your Worksheet)
- Dollar Cost Averaging- Flow Chart for EPF investment
- Dollar Cost Averaging (when the market is down)
- Dollar Cost Averaging by investing at the Start of the month
- Dollar Cost Averaging by investing at the Middle of the month
- Dollar Cost Averaging by investing at the End of the month
- Comparison between Dollar Cost Averaging and Value Cost Investing
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|
| Dividends and Unit Splits |
- Which is better? Buy "cum" or "ex"
- Dividends - (reinvested) -net result on Market Value?
- Dividends - (taken out) -net result on Market Value?
- Unit Split - what is the net result on Market Value?
- Is Income Distribution better than Growth?
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| Child Education Planning |
- Why is Child Education Planning important?
- Let your Money Grow together with your child
- Future Costs of Child Education (local and overseas)
- Child Education - Most Preferred Country
- Child Education - Reaching Education Target
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| Retirement Planning |
- Why is there a need to plan for retirement?
- Important Factors to consider when retiring
- Lesson from the EPF experience
- Retirement Planning (illustration 1)
- Retirement Planning (illustration 2)
- Present Value of a Future Retirement Sum
- Different Returns for Different Investments
- Regular Income Plan 1C
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|
| How to market financial products or services effectively |
- Difference between a Product and Service
- Difference between Selling and Marketing
- Marketing Concepts - The Old vs. The New
- Marketing Tips for Success
- The Laws of Marketing
- Marketing Tips to stay Motivated
- The 2 Horse Race (You don't make money on the No. 3 spot)
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|
| Understanding Economic Indicators |
- What are the major factors that influence the Stock Exchange performance?
- What is M1, M2 or M3 or Money Supply?
- Fixed Deposit Rates from 1987 to 2005
- What is Gross Domestic Product (GDP)
- Malaysia's 18 years' GDP Growth rate
- Malaysia GDP Growth Momentum (Quarterly) 1997 - 2001
- Malaysia's Trade Surplus (REVISED 15 NOV 2002)
- New Economic Indicators effective 2001
- Phases of an Economic Cycle (The Malaysian Experience)
- Impact of US 911 on the Malaysian Market
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| Understanding Basic Accounting |
- Accounting Ratios you should know
- What is Absolute and Relative Return?
- What you should know about Beta ratios
- How to read a Profit & Loss Account and Balance Sheet
- How to read your Interim and Final Reports
- How to read and understand the stock prices in the STAR or BT
- How does Warrants, TSRs and ICULS work?
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| Corporate Investments |
- Difference between Personal and Corporate Investment
- Who makes the decision? Personal vs. the Board of Directors
- What are the important factors to consider and why?
- Tax and Risks considerations
- Conducting the Facts Find
- Preparing the Proposal
- What are the documents to use
- Using Current Affairs and Economic Indicators
- Submitting the Proposal only after a presentation
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| Investment Tracking and Review |
- Tracking the Investment
- Keeping Clients informed of any drastic change in market conditions
- Doing a Review; and the need to study the portfolio
- Study the changing needs of the client
- Providing a solution after the review
- Discuss the review with the client before implementation
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| Business Planning |
- Budgeting and Sales Planning
- Fact Find and using assumptions
- Prioritise your objectives
- Planning your Strategies
- Applying Sensitivity Analysis
- Managing your Cash Flow
- Putting your Master Budget together
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